Use It Or Lose It!

When I was in the military, I earned compensation time off. The rule was if I didn’t use it, I would lose it. Even though I had worked while others didn’t and the time off was rightfully mine, the opportunity to use it was for a limited time. I remember losing comp time again and […]

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The End Is Near

(A Skit) JESUS: Repent and be saved! Sinner: Don’t tell me what to do! Who do you think you are? JESUS: Someone who loves you! Sinner: You just want to spoil my fun. JESUS: The end’s near, and “Except a man be born again, he cannotsee the kingdom of God” (John 3:3 KJV). Sinner: I’ve

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Accept No Sustitute!

After 20+ years in the military, I know how to stretch our limited personal budget. One of best ways is to buy generic substitutes! Generics can be half the price of name brand and are as good, or at least good enough. They have the same ingredients, so I don’t bother looking further. My mother-in-law

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